The United States Economic Development Administration (USEDA) has announced new funding opportunities through The Partnerships for Opportunity and Workforce and Economic Revitalization (POWER) Initiative. This new economic effort was created to help revitalize communities that have been impacted by negative changes in the energy sector. Through this partnership, the EDA solicits applications in rural and urban areas that support construction, non-construction, technical assistance, and revolving fund projects. Economic development assistance grants and awards may be available to the companies responsible for helping with the ongoing revitalization efforts of our community.

What Are The Qualifications?

You must be a company operating in the region that supports the economic growth and revitalization of our community. Questions about whether your company meets the qualification standards may be inquired through our office.

Do I Have to Pay Interest on Grants?

No. Grants are considered gifts. Economic development assistance grants are awarded to companies and do not have to be paid back as long as the conditions of the award are met. It is important to note that you may have to file progress reports from time to time in order to keep your award. Detailed information regarding filing these kinds of reports, if applicable, will be included in your award letter.

How Much Does My Company Qualify For?

This amount is calculated by a measurement developed by the Indiana Business Research Institute, based on an area’s level of distress and its predetermined need. You will have to apply to find out how much your award might be worth.

How Do I Apply For a Grant?

Applications are available online. The grant application process can be very time-consuming, so be sure to apply early and to carefully read the instructions before submitting.

Do I Need to Hire a Grant Writer?

No. Although you may apply for a reward without the assistance of an experienced grant writer, you might consider hiring one. The EDA does not specify who should write your proposal, but we highly recommend having an experienced professional write one. In most cases, you will only have one chance to ask for grant money. Make it count!

How Long Until I Receive a Decision?

It’s impossible to calculate the length of the decision process. Many factors, including the volume of awards sought, should be taken into consideration. You would have to contact the EDA directly to evaluate how long an award might take to be determined.

With the high rise in crimes related to robberies and theft, many of us wonder how much convenience it would be to walk around having a good amount of money in our pockets. It is not a hidden fact that some criminals are so desperate in their acts that they will go through any means to acquire however little that they do have. For people who are often engaged in monetary transactions-such as but not limited to buying and selling-this has become a big problem.

However, the problem has been recently solved by the creation of digital wallets. Digital wallets are online “wallets” that contain your assets and associated with respective financial institutions. It functions almost the same way as actual money does or the way credit cards do however it is only accessible when you are connected to the internet and making monetary transactions over servers. Although its features are currently limited, improvements are done daily to better and expand the services it can offer.

If you are thinking about getting a digital wallet, you may find the following advantages as one of your reasons to acquire one:

1. Fast. Unlike waiting in long queues for the things you want in exchange for your money, you will be able to control your time by accessing your digital wallets at your own convenience. With just a few taps of your fingers, you will be able to complete a transaction and get a record of its history as provided by your application.

2. Low Costs. It is often very cheap (and often free) to acquire a digital wallet depending on the institution that supports its application. The transaction fees are often reasonable-if not waived-since you get perks in using it like rewards.

3. Safe. You don’t have to carry around a large sum of money wherever you want to go and you will be able to enjoy the same things as you do with fiat money as a lot of institutions already allow online monetary transfers.

4. Up-to-date payments. (Not all applications provide this feature). A lot of digital wallets have the capacity to be set for the time when payments need to be made to specific enrolled accounts and business. This makes sure that you do not incur high interest rates due to delayed payments and you don’t even have to leave work early to be able to make it to the deadline.

5. Easy monitoring. Since you can view your account from time to time, you will be able to monitor all transactions transpiring and verify them in a timely basis. You have an easy proof at hand.

Although there are a lot of other features that a digital wallet can offer, you need to make sure that you are protected and secured by the provider as this still involves money and while you are protecting yourself from physical attacks, you are still vulnerable to online attacks from scammers and people who will try to abuse an applications policies. Make sure that transactions are only done on selected and trusted network servers. Remember, this is money you worked hard to get.

Many people’s financial plans emphasize frugality today for prosperity tomorrow.

Preparing for the future is much easier when we’re enjoying the present.

There are many good reasons to take a vacation – taking some time away from the stresses of work and daily life to focus on spending time engaging in stimulating (or relaxing) activities with family members and friends in a new setting can recharge your batteries. It will give you added perspective on your life and work, and you’ll return to your regular routine invigorated and more productive. And your health can be greatly improved.

Prolonged periods of work without a vacation have been shown to have numerous medical consequences – people who are “all work and no play” become irritable and inattentive, and are more likely to have accidents on the job. They are at higher risk of cardiovascular problems, depression, anxiety, and other illnesses, both physical and mental.

Your financial plan should be flexible enough that you don’t need to save every last dollar you make for retirement. Life is about balance, just like vacations are about balance. By helping you make wise budgetary decisions, you achieve a balance by making judicious investments – in both your financial future and your happiness today.

Working with a financial planner will help you need to determine your individual needs and wants (such as going away on a family vacation). The financial planner will also assist in developing a a financial plan that fits your personality, and investment goals.

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